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Hnry pricing sourced from hnry.co.nz/pricing May 2026. Xero NZ plan pricing from xero.com/nz/pricing-plans May 2026. Average accountant cost from Hnry Sole Trader Pulse survey. All prices in NZD excluding GST unless stated.

TD
Toby Downs is an independent tech writer based in New Zealand, covering SaaS, AI tools, and business software for tpdowns.com. No paid placements, no sponsored opinions — just research.